SpectaScore is a Credit Score that is based on Specta's proprietary scoring model and may not be the same score used by third parties in certain instances to determine your creditworthiness. The provision of this score to you is intended for your information. Third Parties may take into consideration other information when evaluating your creditworthiness.
Your Specta score is an overview of your credit health within the Specta Model at a specific point in time, which may change from day to day. However, Specta updates your score approximately every three months.